Buying a home is one of the biggest investments you’ll ever make. While most buyers focus on inspections, appraisals, and securing financing, there’s another critical piece of the puzzle that often gets overlooked: title insurance.
What Is Title Insurance?
Title insurance protects you against financial loss from defects in a property’s title. In simple terms, it ensures that when you buy a home, you’re getting clear ownership—free from hidden claims, liens, or legal disputes.
Unlike other types of insurance that protect against future events, title insurance safeguards you from past issues that could affect your ownership rights.
Why Is It So Important?
Even with a thorough title search, problems can arise later. Common issues include:
Unpaid Taxes or Liens: Previous owners may have outstanding debts tied to the property.
Forgery or Fraud: Past documents could have been falsified.
Unknown Heirs: Someone may claim ownership years after you’ve purchased.
Clerical Errors: Mistakes in public records can cloud your title.
Without title insurance, you could face costly legal battles—or even lose your home.
Types of Title Insurance
Owner’s Policy: Protects the buyer for as long as they own the property.
Lender’s Policy: Required by most mortgage lenders to protect their interest in the property.
One-Time Cost, Lifetime Protection
Title insurance is paid once at closing—not monthly like other insurance. For that single premium, you get peace of mind for as long as you own your home.
How Liberty Title Helps
At Liberty Title, we:
Conduct a comprehensive title search to uncover potential issues.
Provide clear explanations of your coverage.
Offer fast, secure closings with digital options for convenience.
Ready to Protect Your Investment?
Don’t leave your biggest purchase vulnerable. Contact Liberty Title today to learn more about title insurance and how we make closings stress-free.
📞 Call us at [401-751-8090]
🌐 Visit libtitle.com
