10 Tips for Protecting Your Identity from the Emerging Threat of SIM Swapping

When the internet was new, passwords were state of the art in personal protection. Back then, a strong password was all you needed to protect your accounts, your assets, and your identity, but the hackers have learned a great deal in the intervening years.   As hackers got better at guessing passwords and breaking encryption, …

How To Handle Mortgage Recording Tax On Commercial Real Estate

One of the most expensive parts of purchasing commercial real estate is handling the mortgage recording tax. Although this fee is not present in all states, the large percentages and steep mortgage requirements could take potential buyers by surprise. What is a mortgage recording tax, and what should you expect if you are planning to …

Maintaining a Strong Company Culture With Remote Employees: Key Strategies for Leaders

Even before the start of the coronavirus pandemic, businesses worldwide were moving toward remote and hybrid workforces. With the rise in digital technologies and productivity tools, the trend of remote work continues to grow. In fact, by 2028, it’s estimated that 73 percent of all teams will have remote workers (1). This major shift in …

New Technology: Are You Ready to Do Away With Some Passwords and Increase Security?

Some prominent IT industry leaders are pushing to expedite the transition away from device passwords, replacing them by using cell phones as “passkeys.” The plan is to begin by taking advantage of alternative authentication technologies including biometrics that are already built into newer mobile devices and computers. How will mobile device passkeys work? You likely …

Selling a Home As-Is: The Best Way to Sell a Home When You Are the Trustee of a Trust

If you are now the trustee of a trust and an inherited home is one of the assets in this trust, as the trustee or manager of this property, you have a duty to act in the beneficiaries’ best interests. As the trustee, you also have legal title to the assets in this trust and …

Beyond Refinancing: How Resetting Your Mortgage Could Save You a Ton of Money

When interest rates fall, the rush to refinance begins. Homeowners flood into their bank branches, clog up the telephone lines and fire up their email accounts, all in an attempt to lower their interest rate and save money on the monthly mortgage. Refinancing in a low interest rate environment certainly makes sense, but the process …