When it comes to getting a mortgage for your first home, there are several different types to consider. Each has its benefits and drawbacks, so it’s essential to understand the differences before deciding. Here’s what you need to know. Conventional Loan A conventional loan is a mortgage that the government does not back. These loans …
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Imagine closing on your dream home only to discover a few years later that the seller never had the right to sell it in the first place. This scenario is more common than many homeowners might expect. Bankruptcy complications, multiple owners, and forgotten easements can all transform your dream home into a nightmare. Fortunately, there’s …
Business owners and consumers alike dread the word “recession.” Recessions are periods in which many sectors of society face economic decline and many businesses struggle to stay afloat. These periods of economic decline touch nearly all sectors, and small businesses often see the biggest negative impact. In the U.S., under one widely used standard, a …
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You have worked hard to save up for a down payment, scrimping and saving to get out of that rental and into a home of your own. Now it is time to go house shopping, and right on schedule, mortgage rates start going through the proverbial roof. There is not much you can do to …
Deciding to sell your home is a big decision. Choosing to work with a local real estate agent is a great option that offers numerous benefits. These professionals can guide you throughout the entire process while helping you get the best deal available. You can also reach out to a real estate agent if you …
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When the internet was new, passwords were state of the art in personal protection. Back then, a strong password was all you needed to protect your accounts, your assets, and your identity, but the hackers have learned a great deal in the intervening years. As hackers got better at guessing passwords and breaking encryption, …
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Real estate agents are realizing they need to use online marketing to attract homebuyers in today’s marketplace. Where is the first place many people look for a new home? The internet, of course. Real estate marketing techniques have come a long way in recent years. There’s a movement away from old-school tactics like newspaper ads …
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One of the most expensive parts of purchasing commercial real estate is handling the mortgage recording tax. Although this fee is not present in all states, the large percentages and steep mortgage requirements could take potential buyers by surprise. What is a mortgage recording tax, and what should you expect if you are planning to …
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At Liberty Title, we are a neighborhood provider of nationwide settlement services – able to handle the most complex needs with a high level of personal service. To do this, we have structured our company differently from our competitors. With Account Representatives in each region, we are always ready and available to work with you and help …
Even before the start of the coronavirus pandemic, businesses worldwide were moving toward remote and hybrid workforces. With the rise in digital technologies and productivity tools, the trend of remote work continues to grow. In fact, by 2028, it’s estimated that 73 percent of all teams will have remote workers (1). This major shift in …
