Understanding Title Insurance: Your Shield in Every Real Estate Transaction

What Is Title Insurance? When buying a home, your title—the legal right to own and use the property—can be clouded by hidden issues: old liens, unknown heirs, recording errors, or even fraud. Unlike typical insurance policies, which cover future risks, title insurance protects against issues from the past—preserving your ownership and protecting your investment. Why …

Title Insurance 101: Why It Matters When You Buy a Home (and How to Avoid Costly Surprises)

Buying a home is exciting—but it also comes with legal and financial details that can be easy to overlook. One of the most important protections at closing is title insurance. It’s not as flashy as new paint or a renovated kitchen, but it can save you thousands and protect your ownership if past issues surface …

Shopping for a Home When Mortgage Rates Are on the Rise: 7 Smart Survival Tips

Buying a home is an expensive proposition in the best of times, but things get even scarier when mortgage rates are on the rise. Unless you are independently wealthy, your new home is likely to come with a hefty mortgage, and the higher the rates go, the more costly that purchase will be. If you …