Title Insurance FAQ | Liberty Title & Escrow
🔒Protect Your Home With Confidence
Buying a home is one of the biggest financial decisions you will ever make. Title insurance protects your ownership from risks that could surface after closing — issues that may threaten your rights to the property long after the sale has been finalized.
At Liberty Title & Escrow, we provide peace of mind through detailed research, strong coverage options, and experienced professionals who ensure your closing is handled accurately from start to finish.
What is Title Insurance
Title insurance protects homeowners, and lenders, from financial loss caused by issues that may have existed before you purchased the property, even if they were forgotten about at the time of closing. These issues can include errors in public records, unpaid liens, unknown heirs, document issues, or disputes over property boundaries. Without title insurance, these problems could become your responsibility- even years after you bought the home.
What Title Insurance Covers
1. Ownership Issues
Prior property ownership complexities
Mistakes in recording or indexing property documents
2. Liens and Encumbrances
Unpaid property taxes or special assessments
Outstanding mortgages, liens, or judgments
3. Legal Access and Boundaries
Disputes over property boundaries or easements
Encroachments from neighboring properties
Issues with legal access to the property
4. Fraud and Forgery
Fraudulent conveyances or impersonation of the owner
Forged deeds, releases, or wills affecting title
5. Other Title Defects
Errors in public records or documentation
Undisclosed zoning issues or restrictive covenants (depending on policy type)
Unknown claims from past owners
6. Protection for the Policyholder
Legal defense costs if a covered claim arises
Financial loss from policy impacted matters
Why Choose Liberty Title and Escrow
We focus on accuracy, service, and protection that goes beyond the basics. Our team works nationwide, while being committed to helping buyers, sellers, lenders, and real estate professionals close with confidence.
When working with Liberty, you receive title protection, experienced title professionals, secure and efficient closings, with comprehensive coverage that is designed to protect all parties well into the future.
Your Complimentary Enhanced Title Policy
Liberty Title and Escrow is offering a complimentary upgrade to our enhanced title policy for a limited time. This gives you stronger protection at no additional cost. Enhanced coverage can include protection against forgery and fraud issues related to chain of title, survey matters, zoning or municipal issues, mineral rights, and other potentially complex title defects. Simply put, it is supplemental coverage, additional confidence, and entire peace of mind for one of your most important investments.
