What Is Title Insurance? When buying a home, your title—the legal right to own and use the property—can be clouded by hidden issues: old liens, unknown heirs, recording errors, or even fraud. Unlike typical insurance policies, which cover future risks, title insurance protects against issues from the past—preserving your ownership and protecting your investment. Why …
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In today’s competitive real estate market, Realtors are expected to do it all—guide clients, negotiate contracts, coordinate inspections, and keep deals on track under tight deadlines. But even the most experienced agent knows that a smooth closing depends on one crucial piece of the process: A reliable, communicative, and detail‑driven title company. At LibTitle, we …
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Buying a home is exciting—but it also comes with legal and financial details that can be easy to overlook. One of the most important protections at closing is title insurance. It’s not as flashy as new paint or a renovated kitchen, but it can save you thousands and protect your ownership if past issues surface …
Buying your first home is a huge achievement. Although the biggest expenses are behind you, are you financially prepared to deal with unexpected expenses? Here are three common expenses that new homeowners likely will find surprising (and depressing). Replacing your HVAC system The HVAC system in your home is responsible for heating and cooling. If …
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Buying a home is one of the biggest investments you’ll ever make. While most buyers focus on inspections, appraisals, and securing financing, there’s another critical piece of the puzzle that often gets overlooked: title insurance. What Is Title Insurance? Title insurance protects you against financial loss from defects in a property’s title. In simple terms, …
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The real estate industry has undergone a massive transformation in recent years, and one of the most significant changes is the rise of remote closings. Thanks to advancements in technology, buyers, sellers, and agents can now complete transactions without ever stepping into a closing office. But how does it work, and what does it mean …
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Buying a home is one of the biggest financial decisions you’ll ever make. While it’s easy to fall in love with a property’s curb appeal or location, it’s crucial to look beyond the surface. Spotting potential issues early can save you thousands—and a lot of stress—down the road. Here are seven red flags every homebuyer …
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The U.S. housing market has been on a rollercoaster ride since the pandemic, with soaring prices, rising mortgage rates, and inventory shortages shaping recent years. As we head into 2026, experts agree that the market is slowly stabilizing—but expect a year of modest recovery, uneven progress, and strategic opportunities. Here are the top five predictions …
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Deciding to sell your home is a big decision. Choosing to work with a local real estate agent is a great option that offers numerous benefits. These professionals can guide you throughout the entire process while helping you get the best deal available. You can also reach out to a real estate agent if you …
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The U.S. housing market is in the midst of an affordability crisis. Home prices have soared, mortgage rates remain above 6%, and the average age of first-time buyers has climbed to nearly 40. Against this backdrop, the Trump administration has floated a bold idea: introducing 50-year mortgages as a way to make homeownership more accessible. …
Continue reading “The 50-Year Mortgage: A Game-Changer or a Debt Trap?”
