Imagine closing on your dream home only to discover a few years later that the seller never had the right to sell it in the first place. This scenario is more common than many homeowners might expect. Bankruptcy complications, multiple owners, and forgotten easements can all transform your dream home into a nightmare. Fortunately, there’s …
Business owners and consumers alike dread the word “recession.” Recessions are periods in which many sectors of society face economic decline and many businesses struggle to stay afloat. These periods of economic decline touch nearly all sectors, and small businesses often see the biggest negative impact. In the U.S., under one widely used standard, a …
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You have worked hard to save up for a down payment, scrimping and saving to get out of that rental and into a home of your own. Now it is time to go house shopping, and right on schedule, mortgage rates start going through the proverbial roof. There is not much you can do to …
When the internet was new, passwords were state of the art in personal protection. Back then, a strong password was all you needed to protect your accounts, your assets, and your identity, but the hackers have learned a great deal in the intervening years. As hackers got better at guessing passwords and breaking encryption, …
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Real estate agents are realizing they need to use online marketing to attract homebuyers in today’s marketplace. Where is the first place many people look for a new home? The internet, of course. Real estate marketing techniques have come a long way in recent years. There’s a movement away from old-school tactics like newspaper ads …
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At Liberty Title, we are a neighborhood provider of nationwide settlement services – able to handle the most complex needs with a high level of personal service. To do this, we have structured our company differently from our competitors. With Account Representatives in each region, we are always ready and available to work with you and help …
Even before the start of the coronavirus pandemic, businesses worldwide were moving toward remote and hybrid workforces. With the rise in digital technologies and productivity tools, the trend of remote work continues to grow. In fact, by 2028, it’s estimated that 73 percent of all teams will have remote workers (1). This major shift in …
Some prominent IT industry leaders are pushing to expedite the transition away from device passwords, replacing them by using cell phones as “passkeys.” The plan is to begin by taking advantage of alternative authentication technologies including biometrics that are already built into newer mobile devices and computers. How will mobile device passkeys work? You likely …
When interest rates fall, the rush to refinance begins. Homeowners flood into their bank branches, clog up the telephone lines and fire up their email accounts, all in an attempt to lower their interest rate and save money on the monthly mortgage. Refinancing in a low interest rate environment certainly makes sense, but the process …
Continue reading “Beyond Refinancing: How Resetting Your Mortgage Could Save You a Ton of Money”
Buying a home is one of the most important decisions you will ever make. It affects your lifestyle, financial security, and future. The process can be intimidating for first-time buyers, but with these 11 things to remember, you’ll have an easier time! #1 – Don’t Change Jobs Lenders want to know that you’ve held the …
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