The 50-Year Mortgage: A Game-Changer or a Debt Trap?

The U.S. housing market is in the midst of an affordability crisis. Home prices have soared, mortgage rates remain above 6%, and the average age of first-time buyers has climbed to nearly 40. Against this backdrop, the Trump administration has floated a bold idea: introducing 50-year mortgages as a way to make homeownership more accessible. …

Fall 2025 Update: Home Interest Rates and the Refinance Market Outlook

As autumn settles in, the U.S. housing market is showing signs of renewed activity, driven by a modest decline in mortgage interest rates and a growing appetite for refinancing. Here’s what homeowners, buyers, and investors need to know about the current landscape. Mortgage Interest Rates: Easing but Still Elevated After peaking above 7% earlier in …

A Comprehensive Guide to Mortgage Financing: Choosing the Right Loan for Your Financial Situation

Buying a home is a landmark event in one’s life, and for most, this involves securing a mortgage loan. Mortgage financing, which allows prospective homeowners to make this substantial purchase, is a complex process with many intricacies. This comprehensive guide will demystify the world of mortgage financing, explaining the different types of loans, detailing the …

Ready to Stop Renting? 9 Reasons to Take a First Time Home Buyer Class First

There is nothing wrong with renting, but now you are ready to move on. You love your apartment, but what you would really love is owning the roof over your head. If you are ready to say goodbye to renting and hello to home ownership you may want to call a local agent, but why …

Top 7 Ways to Buy a House With Today’s High Interest Rates

Mortgage rates have doubled in the past few years, making it difficult for the average family to afford a home. Depending on the region, renting a home is an expensive option, too. Luckily, there are several pathways toward homeownership. Explore the top 7 ways to buy a house with today’s high-interest rates. 1. Improve Your …

Shopping for a Home When Mortgage Rates Are on the Rise: 7 Smart Survival Tips

Buying a home is an expensive proposition in the best of times, but things get even scarier when mortgage rates are on the rise. Unless you are independently wealthy, your new home is likely to come with a hefty mortgage, and the higher the rates go, the more costly that purchase will be. If you …