Title Theft: The Silent Property Crime Every Homeowner Must Understand

Title theft—also known as deed fraud or home title fraud—is one of the fastest‑growing and most devastating forms of real‑estate crime in the United States. Unlike burglary or traditional theft, criminals don’t need to step foot on your property to steal it. Instead, they exploit weaknesses in public recording systems, forge documents, and impersonate homeowners …

The Current State of the Real Estate Market (February 2026): A Shift Toward Stability

After several years of volatility, the U.S. housing market in early 2026 is finally showing signs of stabilization. While affordability challenges remain and mortgage rates are still elevated compared to pre‑2020 levels, experts agree that the market is moving toward a more balanced, predictable environment. Below is a breakdown of the latest trends shaping real …

Do first-time homebuyers need to worry about title insurance?

Yes, title insurance is something first-time homebuyers should pay attention to, even though it’s often overlooked. Here’s why: What Is Title Insurance? Title insurance protects against hidden problems with a property’s ownership history—issues that might not show up during the title search but could surface later. These include: Unpaid property taxes or liens Errors in …

Understanding What Title Insurance Really Protects — And Why Every Homebuyer Needs It

When you’re buying a home, there’s a lot to think about — inspections, financing, moving plans, and everything in between. But one of the most important steps in the closing process is also one many buyers know surprisingly little about: title insurance. At Liberty Title, we believe that protecting your investment starts with understanding it. …

Understanding Title Insurance: Your Shield in Every Real Estate Transaction

What Is Title Insurance? When buying a home, your title—the legal right to own and use the property—can be clouded by hidden issues: old liens, unknown heirs, recording errors, or even fraud. Unlike typical insurance policies, which cover future risks, title insurance protects against issues from the past—preserving your ownership and protecting your investment. Why …

Why Realtors Need a Trusted Title Partner: The Key to Smoother, Faster Closings

In today’s competitive real estate market, Realtors are expected to do it all—guide clients, negotiate contracts, coordinate inspections, and keep deals on track under tight deadlines. But even the most experienced agent knows that a smooth closing depends on one crucial piece of the process: A reliable, communicative, and detail‑driven title company. At LibTitle, we …

Title Insurance 101: Why It Matters When You Buy a Home (and How to Avoid Costly Surprises)

Buying a home is exciting—but it also comes with legal and financial details that can be easy to overlook. One of the most important protections at closing is title insurance. It’s not as flashy as new paint or a renovated kitchen, but it can save you thousands and protect your ownership if past issues surface …

Three Unexpected Expenses Every New Homeowner Should Prepare For

Buying your first home is a huge achievement. Although the biggest expenses are behind you, are you financially prepared to deal with unexpected expenses? Here are three common expenses that new homeowners likely will find surprising (and depressing). Replacing your HVAC system The HVAC system in your home is responsible for heating and cooling. If …

Understanding Title Insurance: Why It’s Essential for Every Homebuyer

Buying a home is one of the biggest investments you’ll ever make. While most buyers focus on inspections, appraisals, and securing financing, there’s another critical piece of the puzzle that often gets overlooked: title insurance. What Is Title Insurance? Title insurance protects you against financial loss from defects in a property’s title. In simple terms, …

Remote Closings Explained: How Digital Tools Are Reshaping Real Estate

The real estate industry has undergone a massive transformation in recent years, and one of the most significant changes is the rise of remote closings. Thanks to advancements in technology, buyers, sellers, and agents can now complete transactions without ever stepping into a closing office. But how does it work, and what does it mean …